Deferred Payment Forgivable Loan Program

One Roof administers a no interest and no payment loan. Homeowners may receive up to $27,000 to make permanent repairs to their home. The amount of the loan is due upon sale or transfer of the home. Homeowners must also occupy the home for at least 15 years from the date of closing. You must income qualify and funds are limited.

To apply, complete this on-line submission.  Your submission will be reviewed to determine eligibility.

For more information on our loan programs, please call (218) 727-5372 or send your questions by email to: info@1roofhousing.org

NMLS: 380490

* Loan and program availability dependent upon funding.