One Roof Community Housing is a non-profit organization committed to providing housing services and building and sustaining affordable homes and healthy neighborhoods. We were formed by the merger of Northern Communities Land Trust and Neighborhood Housing Services in 2012.
Our Mission: One Roof Community Housing provides a dynamic spectrum of housing development and services so that everyone in our community has the opportunity to attain safe and stable homes.
Our mission and programs serve to make home a better place. That’s why we make it as easy as possible for people in Duluth and the surrounding communities to purchase, renovate, maintain, and keep a home as long as they like.
We offer a range of services including affordable homeownership opportunities, homeownership counseling, home renovation lending & down payment assistance, resources and support for positive tenant landlord relations, and a Tool Lending Library.
In 2011, the boards of Neighborhood Housing Services (founded in 1983) and Northern Communities Land Trust (founded in 1990) voted to merge the two organizations into one. The result was the formation of One Roof Community Housing on January 1, 2012. Together, as One Roof, we bring to the community a combined 50 years of experience in providing housing services and building and sustaining affordable homes and healthy neighborhoods.
Executive Director
jcorey@1roofhousing.org
Ext. #2035

Senior Director,
Community Land Trust
jphilbin@1roofhousing.org
Ext. #2030

Senior Director,
Housing Programs
jkemp@1roofhousing.org
Ext. #2025

Senior Finance Director
vhartley@1roofhousing.org
Housing Development & Construction Director
cdipman@1roofhousing.org
Common Ground
Construction Estimator
todd@commongrnd.org

Common Ground
Construction Project Manager
amanda@commongrnd.org
Finance Manager
abuskohl@1roofhousing.org
Administrative Coordinator
jborgren@1roofhousing.org
Ext. #2015

Housing Development Manager
dsol@1roofhousing.org

Lending Coordinator
lhorton@1roofhousing.org
Ext. #2070
Housing Development Senior Coordinator
dfreedman@1roofhousing.org
Ext. #2105

Finance Associate - Lending
agarner@1roofhousing.org
Ext. #2065

Tenant Landlord Connection Associate
tcarlson@1roofhousing.org
Ext. #2010

Finance Administrative Associate
cmoir@1roofhousing.org
Ext. #1755
Community Land Trust
Senior Realty Associate
ysol@1roofhousing.org
Ext. #2040
Stewardship Manager
btapp@1roofhousing.org
Ext. #2060

Administrative Coordinator
landersen@1roofhousing.org
Ext. #2015
Lending Coordinator
mbonney@1roofhousing.org
Ext. #1758

Housing Services Manager
nkolodge@1roofhousing.org
Ext. #2100
Education & Counseling Coordinator – Homeownership Capacity
romdahl@1roofhousing.org
Ext. #2505
Administrative Associate
mmcmahan@1roofhousing.org
Ext. #2015
Housing Rehab Coordinator
sworthington@1roofhousing.org
Ext. #1707
Common Ground
Office Support Associate
promo@1roofhousing.org
Ext. #2507

Finance Coordinator - Single Family Development
jgraves@1roofhousing.org
Communications & Grants
Coordinator
ldrevlow@1roofhousing.org
Ext. #1751

Education & Counseling Associate
hsorenson@1roofhousing.org
Ext. #2055
Board Chair,
Natural Investments, LLC
Board Vice Chair,
True North Goodwill
Board Secretary,
CLT Leaseholder,
Essentia Health
Fryberger, Buchanan, Smith & Frederick, P.A.
LHB. Inc.
CLT Leaseholder,
Arrowhead Regional Development Commission
Essentia Health
North Shore Bank (retired)
CLT Leaseholder,
American Indian Community Housing Organization
Hennepin County
Fryberger, Buchanan, Smith & Frederick, P.A.
Atkins-Northland Funeral Home
CLT Leaseholder,
Benedictine Living Community
Northspan

Northland Foundation
Common Ground Construction is a wholly owned subsidiary of One Roof Community Housing. They perform a great amount of the work for the acquisition- rehab and new construction of One Roof’s Community Land Trust properties. They also work for private home owners specializing in window replacement and siding.
The mission of Common Ground Construction is to be an innovative construction company that provides a healthy, safe, stable, durable, and sustainable environment for our communities, homeowners, and staff in a financially responsible manner.
Common Ground Construction is a licensed residential building contractor. For more information please visit our website, call 218-740-3666 or email us info@commongrnd.org
FREE estimates! Contact Todd at 218-391-8977 or todd@commongrnd.org
12 E. 4TH STREET
DULUTH, MN 55805
Office Hours:
Monday-Thursday
8:00am-4:30pm*
*In-person appointments and office visits are by appointment only. Please call 727-5372 to schedule an appointment!
To access the portal and submit your payment, visit the link below:
www.borrowersviewcentral.com
Company id: NHSD
User id: 4 digit loan number
PIN: Last 4 digits of your SS#
Payment Options: ACH/EFT only (Debit/Credit cards are not accepted)
If you need assistance or have questions about making a payment, please contact Angie: agarner@1roofhousing.org