One Roof Community Housing is a non-profit organization committed to providing housing services and building and sustaining affordable homes and healthy neighborhoods.  We were formed by the merger of Northern Communities Land Trust and Neighborhood Housing Services in 2012.

Our mission and programs serve to make home a better place. That’s why we make it as easy as possible for people in Duluth and the surrounding communities to purchase, renovate, maintain and keep a home as long as they like.

We offer a range of services including affordable homeownership opportunities, home ownership counseling, home and rental rehab lendingdown payment assistance, resources and support for positive tenant landlord relations, and a tool-lending library.