These are the required steps to begin the process of applying for a Land Trust home.

1. Complete the online Land Trust program application*This form needs to be completed using a desktop computer. It does not currently work in a mobile format. 

2. Complete the “Home Stretch” curriculum, an 8 hour homebuyer education class offered by One Roof  Community Housing. The Home Stretch workshop requires a separate registration.

3. Attend a Community Land Trust program orientation session. Call Yoana Sol to request an individual appointment.

Yoana Sol (218-727-8604) or by email

4. Obtain a mortgage pre-approval from one of the participating lenders below.


PARTICIPATING Mortgage Lenders

North Shore Bank: (30 year fixed rate)

Bailey Rowles | 218-733-5549 | Fax: 218-722-5669 | browles@northshore.bank 


US Bank: (30 year fixed rate)

Tim Fischer | 218-260-7707 | timothy.fischer@usbank.com

Troy Deadrick | 218-723-2820 | troy.deadrick@usbank.com


Minnesota Chippewa Tribe Finance Corporation

Cynthia Cwikla | 218-335-8582, x 150