One Roof Community Housing offers a smart alternative to mortgage insurance. Qualified homebuyers can finance their down payment through our Purchase Assistance Loans saving the buyer/borrower the cost of a monthly mortgage insurance premium.

The program helps new homeowners/borrowers pay down their mortgage quicker, increase their equity faster and allow for a higher tax deduction of the increased interest paid. Click here to review the program’s guidelines.

Purchase Assistance Loan Fund Reservation Form This form is for the lender to fill out and send back to appropriate One Roof staff.  Please note that funds are limited and available on a first come first serve basis”

For more information on our loan programs, please call: 218-727-5372.