One Roof Community Housing offers a smart alternative to mortgage insurance. Qualified homebuyers can finance their down payment through our Purchase Assistance Loans saving the buyer/borrower the cost of a monthly mortgage insurance premium.

The program helps new homeowners/borrowers pay down their mortgage quicker, increase their equity faster and allow for a higher tax deduction of the increased interest paid. Please call us for our current program guidelines.

Lenders can fill out our form online here:  Online Purchase Assistance Loan Form or can download a fillable pdf to fill out here:  Purchase Assistance Loan Fund Reservation Form.  Please note that this form is for the lender to fill out and send back to appropriate One Roof staff.

Please note that funds are limited and available on a first come first serve basis.

For more information on our loan programs, please call: 218-727-5372.

NMLS: 380490

* Loan and program availability dependent upon funding.