Not sure what YOUR next steps should be? Wondering if you might qualify for any down payment or first-time home buyer programs? One Roof Housing Counselors offer FREE private & confidential one-on-one professional advice to help you achieve your dream of homeownership. 

One Roof Housing Counselors will work with you to:

  • Determine what you can afford
  • Develop a budget and savings plan
  • Find the right mortgage product for your needs
  • Address credit problems that could prevent you from getting a mortgage
  • Create a customized action plan with specific, manageable steps to help you achieve your goals

As part of the counseling process, and for a nominal fee, a One Roof Housing Counselor can provide you a copy of your credit report that includes your credit score.

For more information about home buyer counseling or to schedule an appointment, please contact Dakota at 218-206-8715 or by email at: