One Roof Housing’s Emergency Home Loan Program was created to preserve and enhance the structural quality, visibility, livability and the value of the community’s housing by filling a financial need when traditional financing may not be possible in an emergency situation for homes residing in Duluth, Minnesota and Superior, Wisconsin.

The Emergency Home Loan program can assist homeowners with an emergency type repair for owner occupied dwellings when a quick resolution is needed to resolve a health or safety issue affecting the livability of your home.

The Emergency Home Loans are affordable fixed rate loans up to $10,000 and up to 10 year terms for repayment.

To apply, complete this on-line submission. Your submission will be reviewed to determine eligibility.

For more information on our loan programs, please call (218) 727-5372 or send your questions by email t0:

NMLS: 380490

* Loan and program availability dependent upon funding.