The Deferred Loan Program is available only to homeowners residing within Superior city limits and is currently available as a No Interest, No Payment loan. Homeowners may receive any amount up to $20,000 to make permanent repairs to their home. The amount of the loan becomes due upon sale or transfer of the home.

To qualify your income must fall below these amounts:

Household size Annual Income
1 $37,650
2 $43,000
3 $48,400
4 $53,750
5 $58,050
6 $62,350
7 $66,650
8 $70,950

To apply, complete this on-line submission.  Your submission will be reviewed to determine eligibility.

For more information on our loan programs, please call (218) 727-5372 or send your questions by email t0: info@1roofhousing.org

NMLS: 380490